Use Bankruptcy Tools
Tools & Calculators
16 deterministic tools. No verdicts — comparisons and ranges, always with an effective date.
Core tools
- Chapter 7 Means-Test ScreenerBy stateCompare household income to the published state median.
- Chapter 7 vs Chapter 13 ExplorerBy stateSee which path is commonly explored for your goals.
- Exemption Risk CheckerBy stateCompare your equity to published exemption amounts by state.
- Local Bankruptcy Court FinderBy stateFind your division, district, and courthouse from your county.
- Garnishment ScreenerBy stateEstimate the maximum garnishable range under state + federal limits.
- Prior-Filing TimelineSee earliest dates and stay limits after a prior case.
More tools
- Home Equity & Homestead ExplorerBy stateCompare home equity to published homestead amounts.
- Vehicle Equity ExplorerBy stateCompare vehicle equity to the exemption, with wildcard stacking.
- Chapter 13 Payment Range ExplorerBy stateConservative educational plan-payment ranges.
- Bankruptcy Cost EstimatorBy stateCourt filing fees plus typical attorney-fee ranges.
- Monthly Cash-Flow AnalyzerBy stateBudget worksheet against published expense standards.
- Foreclosure & Bankruptcy TimelineBy stateJudicial vs nonjudicial stages and redemption rights.
Specialized tools
- Tax Debt ScreenerAge / assessment / return-filed factor education (3-2-240).
- Student Loan Info ToolAdversary-proceeding and current-guidance process education.
- Small Business PathwaySole-prop vs entity, guarantees, Subchapter V referral.
- Debt Treatment ExplorerHow each debt category is commonly treated in Ch 7 vs Ch 13.