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Property & exemptions

Ohio bankruptcy exemptions

Selected key Ohio exemptions — the homestead, vehicle, wildcard categories below are quoted from the statute that states them. This is not a complete list of everything Ohio protects.

Which exemption list applies in Ohio

Not published yet. Whether Ohio lets you choose the federal exemptions under 11 U.S.C. § 522(d), or limits you to Ohio law, is the fact that decides which list applies to everything you own — so we are not going to guess at it here.

This page is still being completed

No completeness decision has been recorded for Ohio. We show what has been verified rather than filling the gap with something we have not checked — but treat what follows as partial.

Homestead — your home

Motor vehicle

Wildcard and general personal property

What these amounts do and do not mean

  • An exemption protects your EQUITY — what the property is worth beyond what you still owe on it — not the item’s sticker price.
  • More than one amount can apply in the same category. Where that is true the entries below are listed separately with the condition that selects each one; we do not pick for you.
  • Federal limits can still apply on top of state law. 11 U.S.C. § 522(p) and (q) can cap a homestead claim for someone who moved recently or in specific circumstances.
  • Which set of exemptions you may use depends on where you were domiciled during the period 11 U.S.C. § 522(b)(3)(A) measures, which is not always the state you live in today.

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