New York
St. Lawrence County, New York
St. Lawrence County is assigned to the Utica Division of the Northern District of New York under the court's own assignment rule. Which court a case may be filed in is decided separately, by 28 U.S.C. § 1408.
The court St. Lawrence County is assigned to
Utica Division, Northern District of New York (nynb)
Bankruptcy venue is governed by 28 U.S.C. § 1408, not by county alone. It can rest on domicile, residence, a principal place of business, or principal assets in the United States, measured over the 180 days before filing — so a recent move can change which district is available. Confirm venue before filing.
U.S. Bankruptcy Court, N.D.N.Y., "Northern District of New York Counties" — Utica Division serves: Hamilton, Herkimer, Oneida, Broome, Chenango, Delaware, Franklin, Fulton, Lewis, Madison, Montgomery, Otsego, and St. Lawrence.
What it costs to file here
- Chapter 7 — total court charges at filing
- $338
- Chapter 13 — total court charges at filing
- $313
28 U.S.C. § 1930(a)(1)(B); Bankruptcy Court Miscellaneous Fee Schedule, Item 8
Court charges only. What a lawyer charges is separate and varies by district and by case. Estimate the full cost →
New York median income
The means test compares household income to the published median for the same household size. Being above it is not a bar to filing. Compare your household →
What New York law protects
This state allows a choice between the state list and the federal list. Which state's law is available is set by 11 U.S.C. § 522(b)(3)(A) from the filer's domicile before filing, not from where they live today.
Homestead
- $102,400New York homestead — remaining counties
- $170,700New York homestead — middle region
- $204,825New York homestead — downstate region
More than one amount is current here — which applies depends on facts a lawyer would confirm.
Vehicle
- $5,500New York ordinary motor vehicle
- $13,625New York disability-equipped motor vehicle
More than one amount is current here — which applies depends on facts a lawyer would confirm.
Wildcard
- $1,325New York no-homestead personal property or cash
- $6,825New York bankruptcy cash cap
More than one amount is current here — which applies depends on facts a lawyer would confirm.
Bankruptcy lawyers serving St. Lawrence County
No firm currently participates in St. Lawrence County. Tell Arthur what is happening and ask to be connected — the request reaches a person either way, and nothing is shared until you say so.
Turn this into a plan for your exact situation, state, and court.
See My Debt Relief Options→Are you a bankruptcy firm admitted in this district? See whether St. Lawrence County is open →