Bankruptcy.lawBankruptcy.law

New York

Delaware County, New York

A consumer bankruptcy case from Delaware County is filed in the Utica Division of the Northern District of New York.

Where a Delaware County case is filed

Utica Division, Northern District of New York (nynb)

U.S. Bankruptcy Court, N.D.N.Y., "Northern District of New York Counties" — Utica Division serves: Hamilton, Herkimer, Oneida, Broome, Chenango, Delaware, Franklin, Fulton, Lewis, Madison, Montgomery, Otsego, and St. Lawrence.

The Northern District of New York in detail →Court source →

What it costs to file here

Court charges only. What a lawyer charges is separate and varies by district and by case. Estimate the full cost →

New York median income

Median annual income, household of one
$73,272

USTP Median Family Income (2026-07-15 period)

The means test compares household income to the published median for the same household size. Being above it is not a bar to filing. Compare your household →

What New York law protects

This state allows a choice between the state list and the federal list.

Homestead

  • $102,400New York homestead — remaining counties
  • $170,700New York homestead — middle region
  • $204,825New York homestead — downstate region

More than one amount is current here — which applies depends on facts a lawyer would confirm.

Vehicle

  • $5,500New York ordinary motor vehicle
  • $13,625New York disability-equipped motor vehicle

More than one amount is current here — which applies depends on facts a lawyer would confirm.

Wildcard

  • $1,325New York no-homestead personal property or cash
  • $6,825New York bankruptcy cash cap

More than one amount is current here — which applies depends on facts a lawyer would confirm.

All New York exemptions, with their statutes →

Bankruptcy lawyers serving Delaware County

No firm currently participates in Delaware County. Tell Arthur what is happening and ask to be connected — the request reaches a person either way, and nothing is shared until you say so.

Turn this into a plan for your exact situation, state, and court.

See My Debt Relief Options

Are you a bankruptcy firm admitted in this district? See whether Delaware County is open →