Logan County, Colorado

Which bankruptcy court hears a Logan County case?

Colorado is one judicial district, and the District of Colorado operates as a single undivided district administered from its sole clerk's office in Denver. For filing purposes, a Logan County case belongs to the Denver divisional seat; there is no separate northeastern Colorado division to be assigned to. Grand Junction and Pueblo are places where the court may hold hearings, not divisions that take cases by county. Under the local rules the court has adopted, cases are assigned to judges by random selection to the extent possible, district-wide rather than by where you live (COB Administrative Order of the Chief Judge 2021-2). Venue, though, is not purely a county question: a case may be commenced where your domicile, residence, principal place of business, or principal assets have been located for the greater part of the 180 days immediately preceding filing (28 U.S.C. § 1408), so a recent move or a business elsewhere can change the answer.

What does this court require of someone filing without a lawyer?

The court publishes a Guide for Debtors Filing Bankruptcy Without an Attorney, and it tells self-represented filers that any reference to "attorney" in the Colorado Local Bankruptcy Rules applies to them unless otherwise noted (COB official material — Guide for Debtors Filing Bankruptcy Without an Attorney). Since June 2, 2025, the court's Electronic Self Representation module has been authorized exclusively for self-represented individuals preparing voluntary Chapter 7 petitions, and submitting a package through it does not itself file a petition or commence a case: the case opens only after the clerk receives hand-signed originals of the eSR Signature and Declaration Form and Official Form 121 (COB GPO 2025-1). Unrepresented parties may otherwise file in person or by mail, or apply for permission to file through CM/ECF, where joint debtors must both apply (COB GPO 2026-1). Every filed document must carry your name, address, telephone number and email below the signature line (D. Colo. L.B.R. 9011-4).

How does the meeting of creditors work in this district?

The United States trustee convenes and presides at the meeting of creditors, and the bankruptcy judge may not preside at or attend it (11 U.S.C. § 341). Before the meeting ends, the trustee orally examines a Chapter 7 debtor about the consequences of seeking a discharge, the option of a different chapter, and the effect of reaffirming a debt (11 U.S.C. § 341). In this district the format is remote: all § 341 meetings in Chapter 7, 12 and 13 cases are held by Zoom, and the court instructs debtors, counsel and creditors not to appear in person. The court describes the meeting as usually occurring between 21 and 50 days after the petition is filed, with the assigned trustee conducting it in Chapter 7, 12 and 13 cases (COB official page — 341 Meetings of Creditors by Zoom). You also give the trustee a copy of your most recent federal tax return no later than 7 days before the first meeting (11 U.S.C. § 521).

What local rules and orders change the process here?

Three local matters shape the start of a Colorado case. First, credit counseling: the court warns that voluntary petitions will be rejected if counseling was not completed within the 180 days ending on the date an individual petition is filed, and it allows completion afterwards only on a narrow certified showing of emergency circumstances (COB official page — Credit Counseling & Debtor Education Courses). Second, the court publishes its own checklist of what makes a petition complete, including the order documents should appear in and which items must be filed separately rather than inside the petition PDF (COB official material — Requirements for a Complete Voluntary Petition); Chapter 13 filers also use the district's own Chapter 13 Plan local form (COB official page — Chapter 13 Voluntary Petition Packet). Third, a district-wide order sets a presumptively reasonable fee allowance for a Chapter 13 debtor's attorney covering costs through confirmation (COB GPO 2021-1). Payment advices follow a local rule too (D. Colo. L.B.R. 1007-6).

What does it cost to file in the District of Colorado?

Two fee components are set nationally and apply the same in every county. A Chapter 7 case carries a statutory filing fee of $245 (28 U.S.C. § 1930(a)(1)(A), (f)(1)), plus a $78 administrative fee (Bankruptcy Court Miscellaneous Fee Schedule, Item 8) and a $15 trustee payment (Bankruptcy Court Miscellaneous Fee Schedule, Item 9). A Chapter 13 case carries a statutory filing fee of $235 (28 U.S.C. § 1930(a)(1)(B)) plus the same $78 administrative fee. The clerk collects these together, and the court's fee page is where to confirm what is currently charged (COB official page — Fees). Payment method is a local matter: the court does not accept personal checks or credit cards from debtors, and filing fees may be paid by debit card, PayPal or ACH through the court's online payment form (COB official page — Online Payments).

What if you cannot pay the filing fee up front?

Colorado requires every voluntary petition to arrive with one of three payment choices: full payment, an application to pay in installments (Official Form 103A), or — for Chapter 7 only — an application to have the fee waived (Official Form 103B). A paper petition without one of those is returned and no case is opened, and an electronically filed case can be dismissed if the chosen option is not filed the same day as the petition; the first installment is due no later than fourteen days after the petition date (COB GPO 2014-4(a)). A waiver application in this district must include pay advices or the local statement about them, plus completed Schedules I and J, and any waiver order is conditional and subject to further investigation (D. Colo. L.B.R. 1006-1). The court describes the waiver standard as income less than 150 percent of the official poverty line for a family of the size involved, together with inability to pay in installments (COB official page — Chapter 7 Fee Waivers).

Which Colorado questions should you settle before filing?

Three state-law questions usually matter most before a Colorado petition goes in. They are which exemption list applies to you, what conditions attach to the Colorado homestead protection, and how much of your wages a creditor can reach while a judgment is outstanding. Those answers drive what you keep and whether Chapter 7 or Chapter 13 fits, and they land in Schedule C, the schedule where you claim property as exempt (COB official page — Chapter 7 Voluntary Petition Packet). The district also keeps a local rule on exemptions among the rules it has adopted (COB Administrative Order of the Chief Judge 2021-2). This page cannot give you Colorado's exemption amounts, homestead conditions or wage-protection figures: the sources behind it are the federal provisions and this court's own filing materials. That is a limit of this page's evidence, not a statement that the law is silent.

Where can a Logan County resident get help?

The court says plainly that bankruptcy is complex and recommends retaining an attorney, and its own staff cannot advise you about your rights. It also lists free and lower-cost help: Colorado Legal Services, Metro Volunteer Lawyers, Southwest Bar Volunteer Legal Aid and Weld County Legal Services, plus a Colorado Bar Association clinic for Chapter 7 filers that counsels on eligibility, drafting, court procedure and preparing for the meeting of creditors (COB official material — Guide for Debtors Filing Bankruptcy Without an Attorney). Attorneys, staff and volunteers of the Federal Pro Se Clinic may provide short-term limited legal services to self-represented litigants before this court (COB Administrative Order of the Chief Judge 2020-3), and the court's filing-without-an-attorney page gathers its clinic, counseling and forms links in one place (COB official page — Filing Without an Attorney). If you would rather have someone local look at your numbers, Arthur can organize what you have and, where a firm participates in your area, ask whether you want an introduction.

Frequently asked questions

Do I have to travel to Denver for my meeting of creditors?

Not for the § 341 meeting. All meetings of creditors in Chapter 7, 12 and 13 cases in this district are held by Zoom, and the court tells debtors, counsel, creditors and parties in interest not to appear in person (COB official page — 341 Meetings of Creditors by Zoom). Court hearings before a judge are a separate matter, and this page does not state hearing locations.

Can the meeting of creditors be moved?

A request to continue it must be in writing and served on the appointed trustee, who must receive it no later than seven days before the scheduled meeting. The trustee, not the court, approves the request, so it is not filed with the court; if the trustee consents, you then file and serve a notice of the continued meeting (D. Colo. L.B.R. 2003-1). A continuance does not automatically extend discharge or dischargeability deadlines.

Can I file without a lawyer electronically?

There are two routes. A self-represented individual preparing a voluntary Chapter 7 petition may use the court's eSR module, though the submission does not commence the case until the clerk receives the required hand-signed originals (COB GPO 2025-1). Separately, unrepresented individual debtors, creditors and adversary parties may request permission to file through CM/ECF using the court's Self-represented E-Filing Application, and joint debtors must both apply (COB GPO 2026-1).

Can a non-attorney petition preparer complete my forms?

A bankruptcy petition preparer may type information onto the official forms, but is barred by law from giving legal advice and cannot explain how to answer legal questions or assist in court proceedings. Preparers must sign what they prepare, print their name, address and identifying number, and furnish copies to you; they cannot sign for you or take your court fees. The court also publishes a list of preparers barred in this district (COB official page — Bankruptcy Petition Preparers).

What happens if a filing fee installment goes unpaid?

The court stays its automatic dismissal process for non-payment of filing fees for 180 days in any case where the trustee has filed a Notice of Possible Dividends, and that stay lifts if the trustee requests dismissal or withdraws the notice (COB GPO 2015-1). Outside that situation, failing to file the chosen payment option with the petition is itself treated as a deficiency that can end the case (COB GPO 2014-4(a)).

Sources

• 28 U.S.C. § 1408 — Venue of cases under title 11
• 11 U.S.C. § 341 — Meetings of creditors and equity security holders · official source
• 11 U.S.C. § 521 — Debtor's duties · official source
• 28 U.S.C. § 1930(a)(1)(A), (f)(1) — Chapter 7 filing fee · official source
• 28 U.S.C. § 1930(a)(1)(B) — Chapter 13 filing fee · official source
• Bankruptcy Court Miscellaneous Fee Schedule, Item 8 — Administrative fee
• Bankruptcy Court Miscellaneous Fee Schedule, Item 9 — Chapter 7 trustee payment
• COB Administrative Order of the Chief Judge 2021-2 — Adopting Amended Local Bankruptcy Rules, Forms, and Appendices
• COB Administrative Order of the Chief Judge 2020-3 — Federal Pro Se Clinic Operations
• COB GPO 2025-1 — Electronic Self Representation (eSR) for self-represented Chapter 7 debtors
• COB GPO 2026-1 — Electronic filing for certain self-represented parties
• COB GPO 2014-4(a) — Installment payment requests and delegation to the Clerk
• COB GPO 2015-1 — Staying dismissal of certain cases for failure to pay filing fee
• COB GPO 2021-1 — Chapter 13 fee general procedure order
• D. Colo. L.B.R. 1006-1 — Installment Payments and Filing Fee Waivers
• D. Colo. L.B.R. 1007-6 — Employee Payment Advices
• D. Colo. L.B.R. 2003-1 — Continuance of Meeting of Creditors and Equity Security Holders
• D. Colo. L.B.R. 9011-4 — Signatures and Contact Information
• COB official material — Guide for Debtors Filing Bankruptcy Without an Attorney
• COB official material — Requirements for a Complete Voluntary Petition
• COB official page — Filing Without an Attorney
• COB official page — 341 Meetings of Creditors by Zoom
• COB official page — Credit Counseling & Debtor Education Courses
• COB official page — Chapter 7 Fee Waivers
• COB official page — Fees
• COB official page — Online Payments
• COB official page — Chapter 7 Voluntary Petition Packet
• COB official page — Chapter 13 Voluntary Petition Packet
• COB official page — Bankruptcy Petition Preparers

Related

• Find your local bankruptcy court
• Build your personalised roadmap
• What actually happens at the 341 meeting
• Continuance in bankruptcy: moving a meeting or hearing
• Statutes and rules library
• Find a bankruptcy lawyer by state

What it costs to file here

Chapter 7 — total court charges at filing

$338

28 U.S.C. § 1930(a)(1)(A), (f)(1); Bankruptcy Court Miscellaneous Fee Schedule, Item 8; Bankruptcy Court Miscellaneous Fee Schedule, Item 9

Chapter 13 — total court charges at filing

$313

28 U.S.C. § 1930(a)(1)(B); Bankruptcy Court Miscellaneous Fee Schedule, Item 8

Court charges only. What a lawyer charges is separate and varies by district and by case. Estimate the full cost →

Colorado median income

Median annual income, household of one

$87,940

USTP Median Family Income (2026-07-15 period)

The means test compares household income to the published median for the same household size. Being above it is not a bar to filing. Compare your household →