Alabama
St. Clair County, Alabama
A consumer bankruptcy case from St. Clair County is filed in the Anniston Division of the Northern District of Alabama.
Where a St. Clair County case is filed
Anniston Division, Northern District of Alabama (alnb)
This district is administered by a Bankruptcy Administrator rather than the United States Trustee.
U.S. Bankruptcy Court, N.D. Ala. — Realignment of Divisions (effective October 1, 2025): "Eastern Division ... Calhoun, Cherokee, Clay, Cleburne, DeKalb, Etowah, St. Clair, and Talladega Counties" (office in Anniston)
What it costs to file here
- Chapter 7 — total court charges at filing
- $338
- Chapter 13 — total court charges at filing
- $313
28 U.S.C. § 1930(a)(1)(B); Bankruptcy Court Miscellaneous Fee Schedule, Item 8
Court charges only. What a lawyer charges is separate and varies by district and by case. Estimate the full cost →
Alabama median income
The means test compares household income to the published median for the same household size. Being above it is not a bar to filing. Compare your household →
What Alabama law protects
This state has opted out of the federal exemptions — the state list is the one that applies.
Homestead
- $56,400Alabama homestead — resident age 62+ or individual with disability
- $18,800Alabama ordinary homestead — 2024 adjustment
More than one amount is current here — which applies depends on facts a lawyer would confirm.
Wildcard
- $9,400Alabama personal-property exemption — 2024 adjustment
Bankruptcy lawyers serving St. Clair County
No firm currently participates in St. Clair County. Tell Arthur what is happening and ask to be connected — the request reaches a person either way, and nothing is shared until you say so.
Turn this into a plan for your exact situation, state, and court.
See My Debt Relief Options→Are you a bankruptcy firm admitted in this district? See whether St. Clair County is open →